Cut-Off Time
HarpFi integrates with banking partners and payment networks who have varying processing and cut-off times for different currencies. Understanding these cut-off times is essential for ensuring your payments are processed on the expected value date.
Payments submitted before the cut-off time for a specific currency will typically be processed on the same day (T+0), while those submitted after the cut-off time may be processed on the next business day.
Here are the applicable cut-off times for the supported currencies:
| Currency | Value Date | Cut-Off Time |
|---|---|---|
| AED | T+0 | 2:00pm (BST) |
| EUR | T+0 | 1:00pm (BST) |
| GBP | T+0 | 5:00pm (BST) if value is higher than £1,000,000 |
| USD | T+0 | 5:30pm (ET) |