Cut-Off Time

HarpFi integrates with banking partners and payment networks who have varying processing and cut-off times for different currencies. Understanding these cut-off times is essential for ensuring your payments are processed on the expected value date.

Payments submitted before the cut-off time for a specific currency will typically be processed on the same day (T+0), while those submitted after the cut-off time may be processed on the next business day.

Here are the applicable cut-off times for the supported currencies:

CurrencyValue DateCut-Off Time
AEDT+02:00pm (BST)
EURT+01:00pm (BST)
GBPT+05:00pm (BST) if value is higher than £1,000,000
USDT+05:30pm (ET)